Las Vegas Uninsured Motorist Accident Lawyers

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Do You Need to Hire an Uninsured Motorist Lawyer?

The accident lawyers at the George Bochanis Injury Law Offices have decades of experience helping victims win personal injury claims when uninsured and underinsured motorists cause motor vehicle crashes. If you were injured by a driver who didn’t have adequate liability insurance, you may still be able to recover compensation for medical bills, lost wages, and pain and suffering.

Let our law firm help you recover. Call the George Bochanis Injury Law Offices for a free, no-obligation case evaluation. (702) 388-2005. 

How to Recover Compensation When the At-Fault Driver Is Uninsured or Underinsured

Whether you were in a car accident with a hit-and-run driver, or the motorist that caused your crash was uninsured or underinsured, there are various ways you can still recover compensation for your losses.

Filing a Claim Against Your Own Uninsured Motorist Policy

You may be able to file a claim against your own uninsured/underinsured motorist policy to recover compensation for your medical bills and lost wages. Since oftentimes, these policies are not vehicle-specific, you may be able to recover compensation if you were injured as a pedestrian or in someone else’s vehicle as well.

Paying Medical Bills with Medpay

Medpay is another type of optional insurance coverage that will pay for your accident-related medical bills, regardless of who was at fault for the crash. It also covers the cost of your injuries if you were injured as a pedestrian or a passenger in another vehicle. Medpay provides instant coverage, so there is no need to wait for another insurance policy to pick up the tab for medical bills.

Using Your Health Insurance to Cover Medical Bills

A Nevada health insurance policy or government healthcare program such as Medicare can also be used to pay for your medical bills after a Las Vegas car accident. If you obtain a settlement, you will need to reimburse your health insurance company for any bills that were paid while your injury claim or lawsuit was in progress.

Minimum Requirements for Liability Insurance in Nevada

  • $25,000 per person for personal injuries
  • $50,000 for bodily injury per accident
  • $20,000 for property damage

Benefits of Using Medpay After an Accident

There are numerous reasons why it is a good idea to file a claim against your Medpay policy after an accident with an uninsured/underinsured driver.

  • Medical bills are paid regardless of who was at fault for the car accident
  • There are no co-pays or deductibles
  • Medpay covers medical bills for passengers in your vehicle

Filing an Uninsured/Underinsured Motorist Claim in Las Vegas

In Nevada, you may be able to recover compensation for the following when you file a claim under your uninsured/underinsured motorist policy.

  • Medical bills
  • Prescription medications
  • Lost past and future wages
  • Pain and suffering

Uninsured motorist coverage also pays if you were injured in a hit-and-run accident.

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What to Do If You Were Hurt in an Accident with an Uninsured Driver

Taking the proper steps after a car accident with an uninsured or underinsured motorist can significantly impact the outcome of a personal injury claim.

Seek Medical Treatment

If your injuries are severe, go to the nearest emergency room right away. Since some injuries may not show symptoms for hours or even days, be sure to get checked out by a medical professional even if you don’t think you are seriously hurt.

Contact Law Enforcement

Even if the car accident was minor, you should call the police right away. A police report can provide important information about how the crash happened and who was likely at fault for your motor vehicle accident.

Obtain Contact Information

If you are able, obtain the names and contact information for everyone involved in the crash. This includes other drivers, passengers, and anyone who may have seen the accident happen.

Collect Evidence from the Scene

Photos and videos can help investigators understand how your car accident happened. Be sure to capture images of all vehicles involved, skid marks, road debris, and anything that might have contributed to the crash.

Contact a Las Vegas Accident Attorney

A car accident lawyer will be able to negotiate with the insurance company on your behalf to help ensure you are fairly compensated for your losses. Studies show that car accident victims who hire an injury attorney recover approximately 3.5 times more in an accident claim than those who do not.

FAQs About Uninsured and Underinsured Motorist Accidents in Las Vegas

If the at-fault driver left the scene of your accident and cannot be identified, your uninsured motorist insurance policy will pay for your losses.

No. Your car accident attorney can handle communication and negotiation with the insurance company on your behalf.

Most injury cases that arise after motor vehicle accidents in Las Vegas settle out of court. If the insurance company refuses to offer you a fair settlement, however, your case may go to trial.